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Get Long-Term, Low-Cost Funding For Your Small Business

SBA loans are designed to help your small business grow and expand by offering you better terms and lower fees compared to traditional bank loans. However, SBA loans are notoriously known to be slow to obtain and require a lot of documentation. As a result, you might find yourself waiting three to six months to get your application approved and your funds released.

At Reliant, we know that quick access to funding can go a long way. We offer Merchant Cash Advances as a financial solution that allows you to get funding now until you receive the funds from your SBA loan.


Fast Access To Capital

While you wait for your SBA loan to get processed, a Merchant Cash Advance (MCA) can cover any urgent operational costs in your small business. MCA payments offer flexible repayment options based on your business financials and can be repaid in full once you get your SBA loan.


Rely On Expert Advice

Every small business has unique needs and no funding solution is one size fits all. We recognize this and are committed to understanding who you serve and your small business’s vision. Although we do not offer SBA loans, we have a deep understanding of the process and are happy to assist you with your application.


A Streamlined Application Process

Enjoy fast and efficient service where your needs are always put first. We focus on creating a quality experience for all our customers so they can get through the paperwork quickly and get funding as soon as possible. Our team is always here to guide you and answer any questions you have before, during, and after you apply for funding.

3 Simple Steps To Keep Your Business Moving Forward

Receive instant funding for up to $400,000 while waiting for your SBA loan. We review the information you provided on your application and your recent bank history so we can approve your application quickly, usually within 24 hours. Reliant Funding cuts through the red tape to create an application process that is simple, fast, and stress-free.


Meet your Account Manager

Our dedicated team gets in touch to work with you on your personalized funding request.


Complete your online application

Get personalized options for your business. Approval usually within hours.


Funding released within 24 hours

We send your funds straight to your account. You can use your SBA loan to pay off your short-term funding!


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FAQs about SBA Loans

An SBA loan is a small business loan that is guaranteed in part by the U.S. Small Business Administration. These types of loans are usually fulfilled by a bank. Read more about SBA loans on sba.gov.

Generally, small businesses can expect their SBA loan to get approved in around 90 days. However, startups’ loan approval can take up to 120 days. These timelines are approximate – it can take longer or shorter to get funded depending on the business type, location, lender underwriting time, and other factors. If you need funding faster, Reliant can help you get funded in as little as 24 hours. Call us or apply now.

The SBA minimum is 640, but most lenders prefer to see credit scores closer to 690+. However, credit scores are just one of the requirements lenders look at. Lenders are also interested in your credit history, business performance, and current debt obligations.

Although SBA loans offer many benefits to small businesses, they involve a lengthy application process and take up to 90 days to get approved. Reliant can help you cover any expenses that you have while waiting for your SBA loan to get approved. We fund small businesses in as little as 24 hours. Read more about our process here.

Yes; Reliant Funding financing can be used to pay off other obligations as long as the business owner is still able to net at least 50% of the proceeds themselves. Concerned about this? Your personal funding specialist will be able to help; just give us a call at 877-850-0998 to discuss further.

Choose A Partner Who Cares; Choose Reliant

Since we were founded in 2008, Reliant Funding has been operating with a simple belief: helping small businesses receive the funding they need and giving them the customer service they deserve.


Everything we do is rooted in a deep understanding of your individual business needs. At Reliant Funding, our expert team is always committed to listening to you carefully and working closely with you to turn your vision into reality. This philosophy has led us to service over 10,000 small businesses across the United States and have funded almost two billion dollars.


If you are tired of excessive paperwork, confusing terms, and lingering back-and-forths to get your application approved, know that you have now reached a safe and reliable place. As your potential funding partner, we are excited to help you take the next step for your business, with confidence.

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$3,098,641,569 dollars funded