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Reliant Funding is a leading provider of customized, short-term working capital to small and mid-sized businesses nationwide. Since 2008, more than 10,000 businesses have trusted us to provide them with fast, flexible funding to fuel their success.

Our focus is on making funding accessible to small businesses that are underserved by traditional financial institutions, such as banks and credit unions. We have a holistic approach, looking at your real-time business performance instead of relying solely on your credit score and historical financials. Our expert team is committed to finding the best financing solution for your small business. Ready to get quick access to funds? Start your no-fee application now.

At Reliant Funding, we recognize that there is no one-size-fits-all funding solution for small businesses. That’s why we offer personalized funding options that best fit your business goals and personal circumstances. We can fund $2K, $20K, even up to $2M. Find out how much you qualify for once you complete the simple online application and upload your recent business bank statements.

We only do soft credit checks as part of our qualification process. In addition to looking at your credit histories, our team takes a holistic approach and looks at your overall business performance before a final decision is made.

Yes; Reliant Funding financing may be used to pay off other obligations. Concerned about this? Your personal funding specialist will be able to help; just give us a call at 800-735-2498 to discuss further.

With Reliant Funding, getting fast business cash is exactly that – fast. Most of our clients are approved within a few business hours. Funding is typically delivered directly the next day.

There is absolutely NO cost to apply or get approved for small business funding.

Over 70% of our business financing applications are approved. As a guide, here are the requirements that will most likely qualify for our funding solutions:

  • Be in business for at least 6 months
  • Have at least $60,000 in annual revenue
  • As primary business owner, have a Credit Score (FICO) of 525 or more

Do you meet these requirements? Talk to an account manager.

We are passionate about connecting with businesses and helping them expand through business funding. Although we always try our best, there are times businesses cannot be approved for funding at that time. For example, a business application may not be successful if:

  • The business has been open for less than 7 months.
  • The business has an open bankruptcy.

Not sure if you qualify? Call now to find out.

There is no need to go through the anxious process of submitting monthly checks. Instead, you simply pay back your fast merchant cash advance with easy daily or weekly payments.

At Reliant Funding, we want financing to be affordable. That’s why there are no compounding fees or accruing interest.

Based on your unique business, situation, and needs, we will work together to determine a specific, fixed cost. This means no add-on fees or sneaky interest later. We want to make sure we get your full approval and confirmation on a set price, answering all questions before signing any papers. To learn more or ask such questions now, just give us a call at 877-850-0998.

NO. Once you are granted a merchant cash advance, you are free to allocate the money where and how your business needs it most. After all, it’s your business.

If you are in good standing and have paid 50% of the original balance you owe on an advance, we typically can provide additional funds as requested.

A line of credit is a set amount of funding that a financial institution, like a bank or loan service company, agrees to lend you. This amount is available to you to withdraw from any time you need it. You only pay interest on the amount that you withdraw.

A line of credit can give you access to a high credit limit, but credit cards usually don’t. Credit card limits heavily depend on your creditworthiness and income. A line of credit, on the other hand, takes into account your business performance.

Loans and lines of credit are both ways to fund your business and cover heavy costs. However, there’s a significant difference between the two. A loan offers a lump sum of money that you have to repay over a period of time. A line of credit, on the other hand, lets you withdraw against a set credit amount approved by your financial institution. You can decide how much you want to borrow from that set amount and only have to pay interest on the amount borrowed.

Opening a line of credit increases your available credit, giving you the opportunity to build and improve your credit score. However, if you are not careful with your spending, you might get into serious financial trouble, which, in turn, will have an negative impact on your credit score.

Generally, a good credit score is 700 and above – accompanied by a history of being on time about paying debts. The lender will also consider your income level, your current level of debt, and your financial history before approving your application. If you feel it would be difficult to meet these requirements, we welcome you to learn more about Reliant’s business funding line as an alternative way to get funding for your small business. Click here to read more.

Bridge funding is also referred to as bridge financing, gap financing, or interim financing. It is a type of funding that helps you cover any business expenses you have until your business picks up again or you obtain a longer-term financing solution.

Bridge funding is a great solution for covering daily operational expenses when you are waiting on another longer-term funding to come through. For example, you can use bridge funding to cover business expenses while waiting for an SBA loan to get approved.

Small businesses also use bridge funding to help them get the cash flow they need during slow periods in their business. Seasonal businesses can find this type of funding particularly helpful as they can easily pay it back once their business picks up again.

Equipment financing refers to a loan lease used to purchase business-related equipment for your business. Examples of such equipment include a restaurant oven, a vehicle, farming equipment, and many more.

Equipment financing covers equipment loans and equipment leases. Equipment loans allow you to purchase the equipment with payments made over time. On the other hand, equipment leasing gets you the equipment you need without having to buy it outright. You’ll make a regular lease payment to continue using the equipment as if it were your own. Some lenders give you the option to purchase the equipment when you reach the end of your lease.

Generally, businesses have to be actively operating for at least 12 months and have a credit score of 650+ to qualify for equipment leasing. Lenders also look at solid cash flow and revenues for the past 3-6 months.

We offer funding solutions that can help your business get flexible, rapid funding. Since 2008, we have helped over 10,000 small businesses and funded almost two billion dollars. If you would like to discuss funding solutions for your small business, call us.

Startup funding is funding for your business when it is still in the early stages of establishment. Many startups fail within the first year due to a lack of cash flow to cover initial costs. Additionally, many new business owners find it very hard to get funding from traditional banks and loan services as they do have enough financial history to support their application. At Reliant, we take a holistic approach when funding small businesses and will fund startups based on their business performance.

We do not offer startup funding to newly-established businesses, at this stage. However, if you have been in business for at least 6 months, our business funding can help you scale up and expand your operations. Learn more about what we offer here.

There is no limit to how you can use your startup funding. Some ways startups typically use their funding include:

  • Marketing: Investing in content marketing on your website or planning a well-thought-out social media marketing strategy.
  • Innovation: Embracing advanced technology trends that can dramatically improve your products and services.
  • Growth: Meet increasing demand and interest by scaling up fast.
  • Business Services: Gain important insights from and develop strategies with business consultants to improve your marketing, sales and overall customer experience.

E-commerce funding provides working capital for web-based businesses. Reliant funds businesses for up to $250,000 in as little as 24 hours.

Companies generally use e-commerce funding to stabilize their cash flow and cope with payment obligations as well as invest in and expand their online business. However, there are no limits to how you can use your funding. Once you are granted a small business loan, you are free to allocate the money where and how your business needs it most. After all, it’s your business; you know it best.

Can’t find what you’re looking for?

Get in touch with our friendly and experienced team to ask your question or start your application. We are excited to help you move your business forward.


$3,098,641,569 dollars funded